Who This Is For / When to Use
This article is for businesses that:
Use Stripe or PayPal in Kyrios
Sell one-time products via order forms or stores
Want to increase conversions by offering installment-based payments
Use 1-step or 2-step order forms, including upsells
What Buy Now, Pay Later (BNPL) Is
Buy Now, Pay Later allows customers to:
Purchase immediately
Pay over time using an approved provider
Complete checkout without leaving the order form
Kyrios supports BNPL natively without requiring manual setup in external dashboards.
Supported BNPL Providers
Stripe BNPL Providers
The following providers are supported through Stripe:
Affirm
Afterpay / Clearpay
Klarna
These appear as selectable payment options during checkout.
PayPal Pay Later
PayPal Pay Later is supported separately and appears directly under the PayPal button at checkout.
Availability and Requirements
BNPL is available only when all conditions below are met:
Payment provider: Stripe or PayPal
Product type: One-time products only
Order forms: 1-step and 2-step
Recurring products: Not supported
How BNPL Appears on the Checkout Page
When enabled, BNPL options appear directly inside the order form payment section.
Customers can choose between credit card, BNPL, or PayPal Pay Later (if enabled).
How to Enable BNPL Payment Methods (Stripe)
Step 1: Open Stripe Integration Settings
Go to Payments in the left navigation
Click Integrations at the top
Locate Stripe
Click Manage
Step 2: Open Payment Method Controls
Click Manage Payment Methods in the Stripe integration panel.
Step 3: Enable BNPL Providers
Scroll to Buy now, pay later
Toggle ON:
Affirm
Afterpay / Clearpay
Klarna (as applicable)
Save changes
Changes apply independently for Live and Test modes.
Important Configuration Rules
Payment methods are now managed only inside Kyrios
Editing BNPL methods directly in Stripe is no longer supported
Existing Stripe configurations remain unchanged unless modified
How PayPal Pay Later Works
When PayPal is connected, PayPal Pay Later automatically appears during checkout.
Key rules:
Available for one-time purchases only
Appears below the PayPal button
Supported on order forms, upsells, and online stores
Order and Transaction Tracking
All BNPL transactions are fully tracked inside Kyrios.
Orders appear under Payments
Transaction status updates in real time
Existing automations continue to work
Triggers such as Order Submitted and Payment Received function normally.
Subscription and Payment Status Visibility
For PayPal Pay Later and BNPL-related payments:
Status updates sync automatically
Payment history is fully visible
Failed or succeeded transactions are logged clearly
Common Issues and Fixes
BNPL Does Not Appear at Checkout
Confirm the product is one-time
Confirm Stripe or PayPal is connected
Check Live vs Test mode configuration
Refresh the order form preview
BNPL Options Missing for Some Customers
Availability depends on customer location
Providers may restrict access based on region or eligibility
FAQ
What is Buy Now, Pay Later (BNPL)?
BNPL allows customers to complete a purchase immediately and pay in installments over time using approved payment providers.
Which BNPL providers are supported?
Kyrios supports Affirm, Afterpay / Clearpay, and Klarna through Stripe, plus PayPal Pay Later.
Can BNPL be used for recurring products?
No. BNPL is available only for one-time products.
Where do I enable BNPL in Kyrios?
Go to Payments > Integrations > Stripe > Manage Payment Methods and enable the desired BNPL options.
Do I need to configure BNPL inside Stripe?
No. All BNPL configuration is handled directly inside Kyrios.
Are BNPL transactions tracked like card payments?
Yes. BNPL transactions appear under Payments, and all automation triggers continue to work.
What if my account hasn’t been migrated for BNPL yet?
BNPL availability is rolling out automatically. Once migration is complete, options will appear in your Stripe integration.
Is PayPal Pay Later tracked inside Kyrios?
Yes. PayPal Pay Later status updates sync in real time and appear inside the Payments area.