Who This Is For / When to Use
Use this when you want customers to pay invoices only through bank transfers, commonly for high-value invoices, fee reduction, or regions where card payments are uncommon.
What Are Bank-Only Invoice Payments
Bank-only invoice payments allow you to disable card payments and accept only bank-based methods supported by Stripe.
Supported bank payment methods depend on currency:
USD & EUR: ACH, SEPA
GBP: BACS
AUD: BECS
These options are controlled at the invoice level.
Accessing the Invoices Area
Invoices are managed from the Invoices dashboard.
Steps
Go to Payments in the left navigation.
Click Invoices.
Click + New to create an invoice, or open an existing invoice.
Creating or Editing an Invoice
You can apply bank-only payments when creating or editing an invoice.
Steps
Open a new or existing invoice.
Add customer details, dates, and products as needed.
Restricting an Invoice to Bank-Only Payments
Payment methods are controlled from the invoice action menu.
Steps
Open the invoice editor.
Click the three-dot menu.
Select Manage Payment Methods.
Selecting Bank-Only Transfers
Choose whether the invoice accepts all payment methods or only bank transfers.
Steps
Toggle Only Bank Transfers.
Review the supported currencies listed in the modal.
Click Save.
Result
Customers will only see bank transfer options when paying the invoice.
Global vs. Invoice-Level Behavior
Bank-only transfers are applied per invoice.
Invoice-Level Control
Each invoice can independently allow:
All valid payment methods, or
Only bank transfers
Important
There is no global toggle to force bank-only payments for all invoices.
Payment method selection must be set on each invoice.
Common Issues and Fixes
Bank transfer option is not available
Confirm Stripe bank payments are enabled.
Verify the invoice currency supports bank transfers.
Customers still see card payment options
Reopen Manage Payment Methods.
Ensure Only Bank Transfers is enabled and saved.
Payment not recorded automatically
Bank transfers may take longer to confirm depending on the method used.
FAQ
Can I allow both bank transfers and card payments on the same invoice?
Yes. Select All Valid Payment Methods instead of Only Bank Transfers.
Do bank-only payments require Stripe?
Yes. Bank transfer payments are processed through Stripe and must be enabled in your Stripe account.
Can I track bank transfer payments like other invoices?
Yes. Bank transfer payments appear in the invoice timeline and reporting like any other payment.
Are bank transfers available for all currencies?
No. Availability depends on currency and region. Supported examples include USD, EUR, GBP, and AUD.
Can international customers pay using bank transfer?
Yes, as long as the invoice currency and Stripe configuration support international bank transfers.
Can I customize payment methods for each invoice?
Yes. Payment methods are controlled individually per invoice using Manage Payment Methods.